Go best insurance - Insurance

Types of car insurance

T

Third parties

The third party insurance is intended to cover the damages we cause to other drivers or vehicles, being we the "culprits" of the accident or damage. This assumption is covered by the Obligatory Civil Liability insurance (essential in all policies) and supplemented by Voluntary or Supplementary Civil Liability insurance.

TE

Third parties expanded

The Extended or Combined Third Party insurance includes the same coverage as third party insurance, and complements it with other guarantees attractive to the user and designed to offer a better service. The coverage that tends to supplement Third Party Expanded insurance is the damage produced in the vehicle's windows, the theft of the car and the damages caused by the car's fire.

AR

All risk

The All-Risk insurance includes all the coverage offered in Third Party insurance and the Extended Third Party, and also includes the coverage called Own Damage, that is, those damages produced in our own vehicle and that have been caused by our fault. This guarantee of Personal Injury can cover from minor damages in the car (scratches, blows, etc.) to more serious cases, such as the case of the total loss of the vehicle.

ARF

All risk with franchise

It is similar to the All Risk insurance, with the exception that the first includes a franchise that is borne by the insured and that is applied to the coverage of Personal Injury. The franchise is the amount paid by the insured person in the event of an accident, that is, if we have contracted an All Risk insurance with a deductible and damages occur in our vehicle, we will pay the expenses up to the amount established as a franchise. The rest will be borne by the insurer.

Comparison of car insurance

John Lewis Finance Car Insurance

Cover available

Courtesy car & windscreen.

Policy types available

Comprehensive.

Discounts

Up to 15% online & up to 75% no claims.

New customers can save 15% online. T&C's apply.

Churchill Car Insurance

Cover available

Courtesy car & windscreen.

Policy types available

Comprehensive & TPFT.

Discounts

Multi car.

A multi-car discount from Churchill could save you money. Minimum premiums apply. Maximum 10 vehicles per household. Introductory discount.Underwritten by U K Insurance Limited.

RAC Car Insurance

Cover available

Courtesy car & windscreen.

Policy types available

Comprehensive & TPFT.

Discounts

No claims & multi car.

RAC offer car insurance via a panel of insurers.

Direct Line Car Insurance

Cover available

Courtesy car & windscreen.

Policy types available

Comprehensive & TPFT.

Discounts

No claims & multi car.

Save up to £1,072 on Car Insurance. 10% of consumers could achieve this saving. Based on online independent research by Consumer Intelligence during 01st November - 30th November 2017. Black box car insurance is available from this insurer for cars built in 1996 or later. Policy holder must be aged 25 or under with a full license. Underwritten by U K Insurance Limited.

Co-op Insurance Car Insurance

Cover available

Courtesy car & windscreen.

Policy types available

Comprehensive.

Discounts

Up to 70% no claims.

70% No Claims Discount for 5 or more claim free years. Courtesy car provided as standard whilst yours is being repaired by a Co-op approved repairer for an insured incident. Black box car insurance is available from this insurer.

Admiral Car Insurance

Cover available

Courtesy car & windscreen.

Policy types available

Comprehensive & TPFT.

Discounts

No claims & multi car.

Voted Best Car Insurance Provider fifth year running at the Personal Finance Awards. Choose from Multi Car, Single Car or our Black Box Insurance, LittleBox. Black box car insurance is available from this insurer.

Aviva Car Insurance

Cover available

Courtesy car & windscreen.

Policy types available

Comprehensive & TPFT.

Discounts

Up to 20% online, no claims & multi car.

Defaqto 5 Star car insurance from £185 – 10% paid this for standard cover. T&Cs Apply.

Esure Car Insurance

Cover available

Courtesy car & windscreen.

Policy types available

Comprehensive & TPFT.

Discounts

Online & multi car.

Car Insurance by esure has a Defaqto 5 Star rating. 51% of customers paid £269 or less for a new policy from esure in Jan 2016.

Sainsbury's Bank Car Insurance

Cover available

Courtesy car & windscreen.

Policy types available

Comprehensive & TPFT.

Discounts

No claims.

Double Nectar points on your Sainsbury's shopping and fuel when you take out a policy. Introductory offer. Further T&C's apply. Underwritten by a carefully selected range of insurers. When you get a quote Sainsbury's Bank will tell you who the insurer is before you buy the policy.

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